An Evaluation of Sources of Finance For Small Scale Entrepreneurship Development in Kogi and Benue States of Nigeria

Description

– An Evaluation of Sources of Finance For Small Scale Entrepreneurship Development in Kogi and Benue States of Nigeria –

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Abstract

This research work evaluates the sources of finance for small scale entrepreneurship development in Kogi and Benue State of Nigeria.

Entrepreneurs in Kogi and Benue State who are duly registered by the Ministry of Commerce and Industry and recognized by Kogi State Chambers of Commerce and Industry and its Benue State Counterpart were used in the study.

The specific objectives of the study are: to determine the extent to which small scale entrepreneurs utilize the sources of finance available to them; to access the extent to which stringent requirements by financial institutions affect the accessibility of funds by small scale entrepreneurs.

To find out how small scale entrepreneurs suffers discrimination from financial institutions in their quest for credit facilities; to determine the effectiveness of government policy towards the financing of small scale entrepreneurship development in Nigeria.

The study x-rayed various sources of finance available to entrepreneur in the course of carrying out his business activities including the review of past works on the subject.

Introduction

1.1 Background of the Study

Nigeria is one of the developing countries of the world today, and her speed of development is of serious concern to both the Public and Private Sector analysts. One aspect of this development that is of fundamental importance to it is in the field of entrepreneurship.

This is because of the great role that entrepreneurship activities play in the economy in terms of productive activities, employment generation and overall development of the quality of life of the citizenry.

However, it is very imperative to mention that Nigeria still has a long way to go in terms of entrepreneurial development effort.

“Entrepreneurship development involves the development of technical arrangement and creation of conducive environment that is capable of moving an economy to a level of mass manufacture of variety of goods and services involving technology and management techniques, Kasimu (1998:2).

Entrepreneurship development tends to propel growth and quicken the achievement of structural transformation and diversification of the economy. In view of this development, Obasanjo in 2002 set an ambitious goal. “Nigerian President wants the country to become one of the world top 20 economies during the next two decades.

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