National Health Insurance Scheme an Alternative to Health Care Financing

Description

– National Health Insurance Scheme an Alternative to Health Care Financing –

Download National Health Insurance Scheme an Alternative to Health Care Financing. Students who are writing their projects can get this material to aid their research work.

Abstract

This research project raises some fundamental issues in health care financing strategies variously tried by the government and have all failed to achieve the desired objectives.

Against which the National Health Insurance Scheme become an alternative to healthcare financing mechanism. Some of the issues discussed in this project include:

• How is healthcare financed
• What is National Health Insurance Scheme
• Objective of the Scheme
• Concept and design of the scheme
• Formal sector social health insurance programme

These issues are not exhaustive but can be further explored in the various groups. In order to guarantee the efficient operation of the National Health Insurance Scheme after implementation, the enabling Act must be promulgated and make NHIS autonomous of the Federal Ministry of Health.

Otherwise, the usual bureaucratic bottlenecks associated with government ministries will kill the noble objectives of the scheme.

Introduction

1.1 Background of the Study

This document has been prepared against the historical background of the growth and development of the health services, the previous attempts to formulate national policies on health and the present state of the health services.

The policy proposed and the strategies emerging from it have been based on appreciation of the current status of the health of the people of Nigeria, with a careful analysis of the major factors, which affect the health of the population, as well as the nature of interventions, which can produce improvement most rapidly and economically.

The increasing cost of drugs and infrastructure and the mobility of all individuals, corporate bodies and nations to conveniently meet the costs due to the pressures of other necessities – political, economic, social and education – have stimulated the search for other means of finding health care.

Risk of accident and sudden illness are part of the elements involved or in everyday activities of human life which is not speculative but pure risk or fortuitous.

The accident or ill-health can cause disability which can be total leading to permanent loss of income, and greater economic loss than that produced by death, as the disabled still requires.

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