Utilisation and Integration of Operations Research Techniques in Nigerian Commercial Banking Institutions
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Utilisation and Integration of Operations Research Techniques in Nigerian Commercial Banking Institutions

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– Utilisation and Integration of Operations Research Techniques in Nigerian Commercial Banking Institutions –

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Abstract

The study seeks to determine the extent of utilisation and integration of Operations Research (OR) in Nigerian commercial banking institutions.

Its specific objectives are to ascertain the frequency of use of OR techniques in the investment decisions of Nigerian commercial banks, ascertain the extent of use of OR model in the liquidity management decisions of Nigerian commercial banks.

Determine the ratio of usage of OR techniques in the loans and credit administration decisions of Nigerian commercial banks, determine the level of application of OR in the operations management decisions of Nigerian commercial banks.

Ascertain the determinants of successful OR application in the operations of Nigerian commercial banks; and to determine the level of integration of OR in the commercial banking operations of Nigerian commercial banks.

Introduction

In recent years, there has been considerable interest in describing the practice of Operations Research in business oriented organisations (commercial banks inclusive).

Previous studies have, for the most part, been general in their description of the role of Operations Research in business organisations (Uwah, 2007; Ighomereho, 2006).

All business organisations are set up to achieve certain specified goals and objectives by efficiently utilizing the vast array of resources which they have at their disposal.

These resources often include human resources, machines and money amongst numerous others; and often decisions must be made concerning the most efficient and cost effective means of utilizing every available resource.

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