{"id":18008,"date":"2023-02-17T04:23:03","date_gmt":"2023-02-17T04:23:03","guid":{"rendered":"https:\/\/file.currentschoolnews.com\/?post_type=product&p=18008"},"modified":"2023-02-17T09:00:55","modified_gmt":"2023-02-17T09:00:55","slug":"micro-financing-in-nigeria-problems-prospects-and-solutions","status":"publish","type":"product","link":"https:\/\/pastexamquestions.com\/product\/micro-financing-in-nigeria-problems-prospects-and-solutions\/","title":{"rendered":"Micro-Financing in Nigeria, Problems, Prospects, and Solutions"},"content":{"rendered":"

Download Micro-Financing in Nigeria, Problems, Prospects, and Solutions<\/strong><\/span>. Accountancy students who are writing their projects can get this material to aid their research work.<\/span><\/span><\/p>\n

Abstract<\/b><\/span><\/h2>\n

The study focuses on \u2018<\/em>Micro Financing in Nigeria; Problems encountered, future prospect and their solutions. The case study area was small and medium scale enterprises owners within Enugu North metropolis.<\/p>\n

The benefactors of the micro-finance programme have been applicants to one micro finance bank or the other before their request for fund were granted.<\/p>\n

The questionnaire used to carry out this research work was well structured to enable the researcher to get relevant information. Data collection employed was direct interview as most individuals could neither read nor write or both.<\/p>\n

The micro-finance Bank visited included: Umuchinemere Micro-Finance Bank and the University of Nigeria Nsukka Micro-Finance Banks both in Enugu.<\/p>\n

During the course of my research, analysis showed that most of the problems encountered by the applicants and the benefactors of the micro-finance program were \u201c<\/em>Procedural in nature\u201d<\/em>. Respondents say it is difficult to obtain.<\/p>\n

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Introduction<\/span><\/span><\/strong><\/span><\/h2>\n

The practices of micro-finance in Nigeria is culturally rooted and dates back to several centuries. The traditional micro-finance institution provides access to credit for the rural area, urban low income earners etc.<\/p>\n

They are mainly of the informed self help Group (SHG\u2019s) or rotating saving and Credit Associations (ROSCA\u2019s) types. Other providers of micro-finance services includes saving collectors and co-operates societies.<\/p>\n

Nigeria can only achieve Robust economic growth by putting in place well focused programmes to reduced poverty through empowering the people by increasing their access to factors of production, especially credit.<\/p>\n

Micro-finance is about providing financial services to the poor who are traditionally not served by the conventional financial institutions. Three features distinguish micro-finance from other formal financial products.<\/p>\n

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