{"id":5940,"date":"2022-12-02T08:01:30","date_gmt":"2022-12-02T08:01:30","guid":{"rendered":"https:\/\/file.currentschoolnews.com\/?post_type=product&p=5940"},"modified":"2022-12-02T13:06:20","modified_gmt":"2022-12-02T13:06:20","slug":"effect-of-microfinance-banks-on-entrepreneurship-growth-in-nigeria","status":"publish","type":"product","link":"https:\/\/pastexamquestions.com\/product\/effect-of-microfinance-banks-on-entrepreneurship-growth-in-nigeria\/","title":{"rendered":"Effect of Microfinance Banks on Entrepreneurship Growth in Nigeria"},"content":{"rendered":"

– Effect of Microfinance Banks on Entrepreneurship Growth in Nigeria –<\/strong><\/span><\/p>\n

Download Effect of Microfinance Banks on Entrepreneurship Growth in Nigeria<\/strong><\/span>. Students who are writing their projects can get this material to aid their research work.<\/span><\/span><\/p>\n

Abstract<\/strong><\/h3>\n

This study examines the Effect of Microfinance Banks on Entrepreneurship Growth in Nigeria. Data for the study were sourced from secondary sources and the period of that research spans from 2005 to 2017.<\/p>\n

The study uses ordinary Least Square regression to analyze results of the study. Findings from the study show that there is no significant relationship between microfinance banks and entrepreneurial activities.<\/p>\n

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Introduction<\/strong><\/h3>\n

1.1 Background of the Study<\/strong><\/p>\n

In consonance with the Millennium Development Goals (MDGs) of the United Nations, which include reduction elimination of poverty and disease, the Federal Government of Nigeria poverty eradication programmes.<\/p>\n

The strategies of previous\u00a0 governments\u00a0 to\u00a0 address poverty\u00a0 include\u00a0 establishment\u00a0 of\u00a0 Peoples\u00a0 Bank\u00a0 of\u00a0 Nigeria\u00a0 (PBN), Community\u00a0 Banks\u00a0 (CBs),\u00a0 Family\u00a0 Economic\u00a0 Advancement programme\u00a0 (FEAP),<\/p>\n

Better\u00a0 Life\u00a0 for\u00a0 Rural\u00a0 Women Programme among others. These strategies were unsuccessful because they were seen as programmes meant to distribute money to politicians.<\/p>\n

Since the 1980\u201fs Non-Governmental\u00a0 Organizations (NGOs) have emerged in the country to champion\u00a0 the cause of the micro entrepreneur with a shift from the supply-led approach to the demand driven\u00a0 strategy.<\/p>\n

The\u00a0 number\u00a0 of\u00a0 NGOs\u00a0 involved\u00a0 in\u00a0 micro\u00a0 finance activities has increased significantly in the recent times due largely to the\u00a0 inability\u00a0 of\u00a0 the\u00a0 formal\u00a0 financial\u00a0 sector\u00a0 to\u00a0 provide\u00a0 the \u00a0service needed by the low income groups, the poor and entrepreneurs (Central Bank of Nigeria)CBN 2008.<\/p>\n

The\u00a0 micro-finance firms\u00a0 fund their\u00a0 operations\u00a0 from\u00a0 the\u00a0 grants, interest\u00a0 on\u00a0 loans\u00a0 and\u00a0 contribution from\u00a0 members.<\/p>\n

They however, have limited outreach due largely to the unsustainable nature of their funds. The Central Bank of Nigeria (CBN) in accordance with section 28(1) of the CBN Act No 24 of 1991 (as amended) provides the framework guideline for micro finance banks in Nigeria.<\/p>\n

The guideline recognizes the existing information institutions and brings them within the supervisory purview of the\u00a0 CBN would not only enhance monetary stability, but also expand the financial infrastructure of the country to meet\u00a0 the financial requirements of the micro, small and medium enterprises (MSMEs) and also entrepreneurship.<\/p>\n

Such a policy would create vibrant micro finance sub-sector that would be adequately integrated into the mainstream of the national financial system and provide the stimulus for growth and development.<\/p>\n

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